Insurance Agent Salary (2025)
Insurance agents sell life, health, and property insurance.
The median Insurance Agent salary is $56,780 per year ($27/hour). Entry-level Insurance Agents earn around $36,000 while experienced Insurance Agents earn $95,000 or more annually.
Salary variation for insurance agents is influenced by experience, specialization, and geography. Agents focused on commercial insurance or health insurance typically earn higher salaries, with senior positions averaging $95,000. Regional factors also play a significant role, as agents in metropolitan areas often earn 10-20% more than those in rural locations due to higher demand and cost of living.
AI-generated insight based on BLS data · For reference only
Salary Range
Median: $56,780 — positioned between entry and senior
Top Paying States for Insurance Agents
| State | Est. Annual Salary | vs. National |
|---|---|---|
| Hawaii | $81,000 | +43% |
| California | $78,000 | +37% |
| New York | $73,000 | +29% |
| Alaska | $71,000 | +25% |
| Massachusetts | $71,000 | +25% |
| New Jersey | $68,000 | +20% |
| Connecticut | $67,000 | +18% |
| Washington | $65,000 | +14% |
Estimates based on cost-of-living index adjustments. Actual salaries vary by employer and experience.
How to Become a Insurance Agent
Most Insurance Agent positions require: High school diploma + state license. Salaries typically increase significantly with experience and specialization.
Insurance Agent Salary by State
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Frequently Asked Questions
What is the average Insurance Agent salary?
The median Insurance Agent salary is $56,780 per year, which works out to approximately $27/hour based on a 40-hour work week.
How much does an entry-level Insurance Agent make?
Entry-level Insurance Agents typically earn around $36,000 per year. Salaries grow significantly with experience and specialization.
What is a senior Insurance Agent's salary?
Experienced Insurance Agents can earn up to $95,000 or more annually depending on location, employer, and specialization.
What education is required to become a Insurance Agent?
Most Insurance Agent positions require: High school diploma + state license.